Instant Cash from Chequers Finance
Chequers Finance is a great option if you’re looking for a quick cash loan to help you over an emergency or get an asset you can’t quite save up for. This lender is willing to give you anywhere between $100 and $1,000 to undertake those car repairs or pay for that course.
With Chequers Finance you don’t have to worry about how fast the money will hit your account; it only takes 2-3 hours for your application to be approved. The funds will become available shortly after.
Loan application itself is done online via the Chequers Finance website and typically takes just a few minutes to complete. Flexible repayment terms ensure you can make the weekly payments without struggling. The maximum period of repayment is four weeks. However they can work with you to come up with a schedule that is more suitable to your personal situation. The transparency with which this lender operates will further put your mind at ease, as will dealing with a single contact person from start to finish. Chequers Finance clearly does its best to keep their customers at the heart of everything.
If you’re looking for a payday loan to see you through to your next salary, the last thing you need is a prolonged loan processing period. Almost as soon as your application has been approved you will have the money you need in your account.
Fast loan application
The first time you apply for a loan with Chequers Finance you will do it through their website. Here you will find a calculator which will help you figure out how much you will be required to repay every so often. After you specify the amount you want to borrow using the slider, you will know the size of your weekly repayments as well as the amount of interest you will pay.
If you’re comfortable with the terms you can go ahead and make an application using the online form.Here you will be required to give such personal details as your marital status, residential address and how your salary is paid.
You don’t have to apply online; you can make a toll-free call to Chequers Finance to arrange for the loan or send an email to the manager. If you can get to their branches in Papakura, Hamilton, Henderson or Otahuhu conveniently, you can submit your application there.
Within three hours of submitting your application, you will know if you will get the cash or not. If your application is approved you will be presented with a loan agreement and direct debit forms which you will need to sign off on. When these are received back you will have the cash the following day.
Loan application requirements
When seeking credit from Chequers Finance you will need to satisfy the following conditions:
- Be a permanent resident of New Zealand (proof required in the form of recent utility bills or a tenancy agreement)
- Be above 18 years of age (proof required in the form of photo ID)
- Provide bank statements of your personal account over the past three months
- Provide filled up direct debit forms for your bank account
Bad credit loans
If you happen to have a poor credit history, you will find it next to impossible to get any form of credit form a conventional bank. However, you can still get a loan with Chequers Finance with a bad credit rating.
You will find the fees and interest rates Chequers Finance charge to be among the most competitive in NZ’s finance market.
Quick, flexible repayments
The six-week repayment window for Chequers Finance personal loans means that you will be able to complete repayment quickly and return to being debt free. If you are unable to meet these repayment conditions, they can arrange more comfortable conditions in terms of the dates and the amounts.