Rapid Loans

For the past 15 years, New Zealanders of all walks have relied on Rapid Loans to bail them out of financial tight spots. When you cannot wait for the long periods conventional banks require you to wait to access urgent funding, you can come to Rapid Loans. With us you are assured of having the money in just about 24 hours after you have received approval. Developed over years of experience in the New Zealand market, our loans are made to meet the unique needs of our customers. We pride ourselves in offering Kiwis a highly personalised service that takes into account each individual’s unique circumstances.

Our deep understanding of borrower needs has enabled us to crystallise our application process into three simple steps. And the beauty is that you can submit your application from anywhere on the globe as long as you have a decent Internet connection. Within just a few minutes you will have submitted your application along with any other requisite supporting documentation. You will then be contacted to be informed if your application has been successful and receive the funds in your bank account a few moments later.

Application conditions

Are there any special conditions you need to fulfil to get a Rapid loan? Not really; you only need to be a permanent resident of New Zealand above 18 years of age. We also need to have some measure of assurance that you will be able to repay your loan. So you need to prove to us that you are not bankrupt and will be able to sustain the repayments on your current budget. Even if your credit history is not perfect, we can extend you credit.

Easy repayments

Rapid Loans facilities are not only simple to obtain, they are easy to manage. Our fixed fees, spread over a fixed time period, allow you to plan your repayments easily. You can therefore slot this commitment easily into your monthly budget and carry on with your life as usual.

Rapid loans products

We have four main categories of products, all developed with the needs and circumstances of New Zealanders at different stages in their lives.

1. Personal loans
2. Rapid loans
3. Fast cash loans
4. Debt consolidation loans

The applicant’s unique needs, size of income and lifestyle are all factored into calculations for repayments. This helps ensure the repayments do not turn into a burden the customer cannot bear. Furthermore, we keep our fees fixed over the term of the loan to help you plan for them easily.

Application process

You can apply for a loan from us from anywhere– all you need is to fill and submit our online application form. This will take just a couple of minutes as all we require is some basic personal information. We will also ask you to attach some supporting documents to help with decision making. You will be able to attach soft copy statements and other documents to go with your application. After we receive your application, we will confirm this to you via email.

24 hours later you will get a call from one of our consultants. All applicants have to undergo a FICO assessment although a chequered credit history will not prevent you from getting a Rapid Loan.

We only need to be sure that you are old enough to work and earn a living and that the loan repayments will not be a strain on your monthly budget. This is why we ask for your background and employment information as well as your bank statements.

First class service

When it comes to the attention we give our customers, few competitors can match up to our standards. You can call us or talk to us on email whenever you have a query and our courteous, knowledgeable consultants will respond as quickly as possible.

We aim to ensure you can have any queries resolved from the comfort of your home or office. From the initial contact to the moment you clear the repayments, we will be readily reachable to assist you.Even if you are not in a position to call us, you can make a request for a call back from our website.

We live up to our name with quick, readily accessible loans that Kiwis can rely on to take them where their regular income falls short. This is why more than 50,000 people living in New Zealand and Australia have come to us for assistance when they have hit a financial brick wall. You can do the same.