ANZ Car Loans
ANZ Bank is an umbrella of financial services providers comprised of three companies: ANZ, OnePath and UDC Finance. They offer a variety of products to meet the needs of New Zealanders of all walks.
Whether you need to empower yourself with a vehicle or secure a home for your family, ANZ Bank can give you the finances to reach your goals. If you need the funds for your car urgently, they will help sort you out in time to get the car, whether new or second hand. They are also known for offering personal loans with flexible repayment terms. Lending rates are not fixed and are determined by a wide range of factors, ranging between 9.5 and 14.65% per annum.
Opting for an ANZ Bank credit facility is a wise choice as they have been in the New Zealand market for many years and understand the needs of different people. Are you looking to buy or renovate an existing home? Or do you need funds to help seek specialised treatment for an ailing loved one? Or are you an entrepreneur looking to expand your business by venturing into a new line of products? Regardless of your need, ANZ Bank can help bridge the financial gap between you and your dreams.
Over the years this bank has grown to become one of NZ’s largest financial institutions with a staff complement of more than 9,000. They have established a proven business model that helps them meet the needs of their customers while catering to the surrounding community. Their business practices are also aimed at improving the lives of their own workers.
ANZ Bank offers four main financial services:
- Personal loans
- Home loans
- Vehicle loans
- Business loans
The flexibility ANZ Bank offers potential car owners is one of the reasons they are the preferred financial services provider for many Kiwis. Unlike some institutions that insist on the car being new or from specific dealers, they are far less rigid. You can purchase the vehicle from a seller, whether or not they are a UDC accredited dealer. If you prefer to buy from a private seller, ANZ will still accommodate you.
They aim to make sure your loan is processed as fast as possible so that you can get behind the wheel without having to wait endlessly. Another advantage of choosing ANZ is that you know all the terms of the loan. From day one you will be aware how much your repayments will be for the term of the loan. No nasty surprises along down the road.
In the same way ANZ Bank expedites loan processing for those wishing to own cars, personal loan applicants can expect to get funding in good time. They do their best to not only make sure you have your money in good time, but also that you don’t have to struggle to make the repayments.
You can get a loan of between $3,000 and $40,000 to meet your obligations or make your life a little more comfortable. Customers with Jumpstart accounts (students or individuals below the age of 21) can get an interest-free overdraft of up to $2,000.
ANZ Bank offers financing to both big corporates and fledgling businesses. If you are the proprietor of a family business in need of working capital or a big company looking to acquire an asset, talk to ANZ. Even if you are a completely new startup, ANZ are willing to listen to you and finance your goals.
You can get a loan against your home if you’re just starting out or against a commercial property if you’re an established corporate. In addition to providing you with monetary resources, ANZ will offer you sound economic and financial advise based on solid research.
Owning a home is the dream of every family in New Zealand. ANZ Bank offers them the access to affordable mortgages to make these dreams come true. They will finance up to 80% of the cost of the house at an interest of just 4.05% for the first year. You can plan for this investment by using the loan calculator provided on the ANZ website. This way you can know how much your monthly repayments will demand out of your paycheck.
True to their nature, ANZ offers great flexibility also when it comes to home loans. You can take a mortgage with a fixed rate or one with a floating rate. The former allows for easier planning for repayments while the latter allows you to make extra repayments if you get additional funds without incurring any extra charges.