Aqua Cars Loans

Last Updated: Mar 25, 2020 @ 12:48 pm

#1 Car Loans Partner 2020
  • from just $50/per week
  • No Deposit. Any Car.
  • super-fast approvals

Aqua Car Loans

Looking for a company that can offer you a car loan that fits your needs and not give you a headache? Aqua Cars loans may be the solution you are looking for.

If you are looking for a company that offers car loans, there is a lot in the Kiwi market. However, not all of them can be trusted to give you loans that matches every customer’s capacity. But, Aquacars is different because they know exactly what clients need and their financial products show this understanding.


  • simple 3-step process to get you on the road
  • 6 months to 7 years to repay
  • No deposit required

Here are some of the products Aquacars offers its clients aside from car loans.

Bad credit loans

– Insurance

– Waivers

Want to know more about Aquacars? Here are some of the things you need to learn about this company and why you should approach them for your money needs:

Who is Aqua Cars?

Aquacars was founded in 2006 and was originally known as Equity Cars. They are a privately-owned company that offers financial services and vehicles to Kiwis in various parts of the country. The company follows a people-based philosophy, which focuses on the client’s needs. The company will do its best to help every client and offer finance and maintenance solutions that fits their needs.

What are their terms and conditions?

Since Aquacars want clients to have no problems when they apply with the company, terms and conditions are very flexible for car loans. Clients will be able to list down how much they want to borrow, how often they have to pay, how much they have to pay and when they have to pay when they apply. They will also be able to determine the interest rate upon application.

Aquacars may even adjust the car loan for clients depending on their circumstance. They can also sort out the paperwork for your car or find the right car for you. Additional services can even be availed through Aquacars such as servicing, vehicle registration and others.

What are the requirements for an Aqua Cars Loan?

To borrow from Aquacars, they must be 18 years old and up. They must be a permanent resident or citizen and must be employed. Additional requirements include a valid ID, bank statement and a security or guarantee. The company may ask for other documents depending on the client’s application.

To apply for an Aqua Cars loan, they can contact the company through their hotline or visit any of the four branches of Aquacars. They can also apply through the company’s official website.

How fast is the approval?

When the company receives a car loan application, they will do an assessment to check if the client can pay off the loan. The assessment will look into the client’s income, debt, expenses and how much can be borrowed. Once the client clears this assessment, the company will ask for more info to approve the application. When the application is approved, clients can drive their car out within a day.

How to Pay?

Direct debit from the borrower’s bank account is the main way to pay for Aquacars’ car loans. Alternative arrangements may be requested from Aquacars if they wish to pay in a different way. Early repayments are allowed with no extra charge. If clients cannot pay on-time, the company offers hardship payment programs. Clients must inform the company beforehand so they can arrange alternative payments without worrying about extra charges.

How About Returning Clients and Borrowers with Bad Credit?

If existing borrowers have finished their current loans, they can reapply again with Aquacars. They have to update their details with the company and ensure that they have paid their existing loans. The same application method and requirements will be applied for returning clients.

Borrowers with bad or poor credit are welcome to apply with Aquacars. The company offers competitive rates and will even adjust their loans to match their capacity.


Contact Aquacars

Interested in applying with Aquacars? You can contact their friendly staff through their hotline or through their e-mail address. The staff are trained to answer any inquiries and even recommend which car loan fits your needs. They will even sort out the paperwork for your car. You can also visit their branches in Mangere, Henderson, Wellington and Hamilton. These branches are open every Mondays to Saturdays from 8:30 am to 5:00 pm.

Getting a car should not be difficult, even if you have a bad credit history. Aquacars guarantees that you will be able to get any car you want in an affordable rate. They will even adjust the terms if you need it. Contact them today to find out more about their service.