Central Finance Personal Loans

  • personal loan between $1,000 and $5,000
  • approved in 2 hours
  • our loans have the best rates

Are you after a personal micro-loan that you can get in a jiffy? If that is a big yes, you may want to look into the services of Central Finance.

If you are in a rush to get money, lenders are your best friend. No matter where you need the money, they can give you the loans you need without any fuss at all. But, if you want someone you can trust and won’t ask you many questions when you apply, the guys from Central Finance promise to help you out.

Here are the products and services offered by Central Finance to its clients:

Personal Loans

Debt Consolidation

Homeowner Loans

Vehicle Loans

Want to know more about Central Finance? Here are some of the things you need to learn about this company and why they are the perfect solution to your money needs:


Customer Service

Central Finance knows what its customers need when it comes to the loans they apply for. They have been in the industry for years, so they know how to get the best price for their clientele. Many clients have received excellent service from the company as they have made their lives easier. Central Finance is also locally owned, so they know what every Kiwi need when it comes to financial needs.


When they receive an inquiry or an application, the staff will immediately review it and assign an officer to speak directly to the client. The officer will then explain every aspect of the loan being availed, what can be done to modify it to suit the client’s need and what repayment terms are available. The officer can even help the borrower get the right rates for the cars or homes they are trying to purchase. If the client doesn’t know where to start, Central Finance can do it for you.


Interested applicants can contact Central Finance every day from 8:00 am to 5:00 pm through their hotline. They can also send their inquiries online or visit their office.


Flexible Terms and Conditions


Whether you are applying for a short-term loan or a vehicle loan, Central Finance offers flexible terms and conditions. Borrowers simply have to indicate how much they need and how much they can pay based on their preferred repayment schedule. The company will assess the request and send a loan contract that details every aspect of the loan.


Loan terms vary depending on what product is availed by the borrower. Repayments are usually done by direct debit or by manual payments. Early repayments are allowed with no penalties included.


If the borrower cannot pay their loans for some reason, the company is open to renegotiating the contract. Borrowers must explain the reason for their problem so the company can assess how to help. Additional fees may be charged on the borrower for revising their loan contracts.


Swift Application and Approval


For those interested to apply with Central Finance, they can apply online or call their hotline. Interested borrowers must fill in their details, which will take only a few minutes to complete. Once the company receives the form, they may request additional details for further verification.


When they are satisfied with the requirements, approval can be as fast as 2 hours. Depending on the requested service, Central Finance can release the funds after approval and it can start from $1,000 to $500,000.


Existing clients who wish to avail another loan can reapply with Central Finance. The client must ensure that their details are up-to-date and they have a good repayment history before reapplying.




If you want to apply with Central Finance, you must be 18 years old and up. You must also present a valid ID, 2 months bank statement and proof of residency. Depending on what you applied for, you may be required to submit a security to get a higher loan.


Borrowers with poor or bad credit will still be considered if they apply with Central Finance. The company will assess the borrower’s capability to pay their loans and grant it if possible. If not, the company will assist the client to get other forms of financial aid and improve their application in the future.


Apply Now


If you are having trouble financially, remember that there is a solution to your problem. With the help of the guys from Central Finance, you will be able to find the right financial solution that matches your budget. Call the company today and learn how they can help you out!