Oxford Finance Loans

  • leading micro lender
  • first class service & easy application
  • also offer business loans

Oxford Finance has been a leading micro lender in New Zealand for the past two decades, helping individuals overcome challenges while leaving them financially stable. Our loans have not only helped families out of crises, they have helped businesses start and grow. We have established deep relationships with our customers, providing them with timely financing in their hour of need time and again. One of the services we offer is debt consolidation. In this way you can make a single repayment every month to cover many different loans or credit cards. Besides helping you become better organised in managing your debt, this service will reduce the likelihood of you defaulting on any repayments and incurring penalties in the process.


Even if you want a loan to treat yourself, you can come to us. If you want to spoil yourself with a luxury cruise or treat your family to an overseas holiday, we would be happy to help. If you would like to purchase a vehicle for personal or business use, we can still fund you.


What makes Oxford Finance such an attractive financial partner is how quickly they provide access to required funding. All you need is to pick up the phone and call us or submit your loan application online. After following our simple three-step process, you will have the money you need in your account.


You will find that our rates are extremely budget friendly as compared to our competition in the market. We are transparent about our rates and you can use the loan calculator on our website to find out how much the kind of loan you want will cost. It will give you an estimate of your repayments based on a fixed annual rate. If you need more information you can give us a call and talk to our knowledgeable representatives. 


Superior service

First class service from our experienced staff is another reason our customers keep coming back to us. Whenever you need more information about any of our products or want to go ahead and make an application, all you need to do is call. On the other end you will find a highly knowledgeable member of our staff to guide you through our options as well as make an honest recommendation based on their experience and your unique needs.


We are happy to offer all our customers highly personalised service as we understand that people’s needs are different. This is why we take time to listen to you and develop a clear understanding of your needs.


Uncomplicated process

Getting your loan with us is as simple as ABC. The only prequalification to get an Oxford Finance loan is that you must be a permanent resident of New Zealand who is above 18 years of age. As long as you meet this criterion and have a bank account, you are eligible for a loan with us. Below are the three steps between you and your funds:

  1. Apply for a loan either online or by phone
  2. Receive pre-approval for your application
  3. Obtain approval and sign off on terms of the contract


Help for businesses

Do you have a budding business that you would like to grow but don’t have the funding to? You are the perfect candidate for one of Oxford Finance’s business-oriented product offerings. These offerings include: plant and equipment loans, property finance, and vehicle finance.


With the above you can get physical assets needed to run your business including machinery, equipment, delivery vans or trailers or even cars to transport your sales or technical teams. You can use this funding to acquire new or extra office space as well. A number of past clients have used these loans to furnish their offices to make their operations run more smoothly.


Secure your loan

Life is full of uncertainties. Today you may have a stable income to fund your loan repayments, but tomorrow something could happen to change this. Oxford Finance offers borrowers a variety of insurance products, including loan repayment insurance to pre-empt any such eventuality.


There are also insurance products to cover the assets you buy using the funds from your loan. Guaranteed Asset Protection, Private Motor Vehicle Insurance and Mechanical Breakdown Insurance will help you avoid going back into your pocket in case anything happens to your business vehicle or equipment.


Their payment waiver product will clear the balance of your loan in case something happens that inhibits your ability to make the monthly repayments. Contributions for this are included as part of regular loan repayments.